RISK_DISCLAIMER

1. General Risk Disclosure

OptionsSimple is a portfolio tracking tool — it does not execute trades, provide trading signals, or make investment recommendations. All trading decisions are made independently by you through your own brokerage account.

The financial markets are inherently volatile and unpredictable. The value of your investments can go down as well as up, and you may not get back the amount you invest.

2. Options-Specific Risks

Covered call writing involves specific risks you should be aware of:

• [RISK] Assignment Risk — Your shares may be called away at any time before expiration if the option is in-the-money, potentially forcing you to sell at a price below the current market value.
• [RISK] Opportunity Cost — By writing covered calls, you cap your upside potential. If the underlying stock rises significantly, you will miss the gains above your strike price.
• [RISK] Downside Exposure — Covered calls provide only limited downside protection (the premium received). In a significant market decline, losses on the underlying shares can far exceed the premium collected.
• [RISK] Rolling Risk — Rolling options to avoid assignment may result in accepting unfavorable terms, locking in losses, or increasing exposure.
• [RISK] Liquidity Risk — Some options contracts may have limited liquidity, resulting in wider bid-ask spreads and difficulty executing trades at desired prices.

3. Data Accuracy Disclaimer

All data displayed on the Platform is based on information you provide. OptionsSimple does not independently verify:

• → Stock prices or option premiums you enter
• → Position sizes or contract quantities
• → Expiration dates or strike prices
• → Profit/loss calculations derived from your inputs

Errors in data entry will result in inaccurate analytics and metrics. Always verify important calculations against your brokerage statements.

4. No Guarantee of Accuracy

While we strive to provide accurate calculations and analytics, we make no warranties regarding:

• → The accuracy of position status classifications (OTM/ITM)
• → The accuracy of profit/loss or return calculations
• → The timeliness of expiration warnings or alerts
• → The availability or continuity of the Platform

5. Not a Registered Advisor

OptionsSimple is not a registered investment advisor, broker-dealer, or financial planner. The Platform does not provide personalized investment advice. Any information or analytics provided should not be construed as a recommendation to buy, sell, or hold any security or option.

6. Consult Professionals

Before making any investment decisions, you should consult with:

• → A qualified financial advisor licensed in your jurisdiction
• → A tax professional regarding the tax implications of options trading
• → Your brokerage firm regarding their specific options trading requirements

7. Acknowledgment